Legal

Legal Disclosures

Important information about the purpose, limits, and risks associated with HCG content, education, research, and tools.

Educational and informational purposes

Herbert Capital Group content, research, community discussion, courses, models, software, and related materials are provided for educational and general informational purposes only. They are not individualized financial, investment, legal, tax, or accounting advice and do not account for your financial situation, objectives, experience, or risk tolerance.

Nothing on this website is an offer, solicitation, recommendation, endorsement, or instruction to buy, sell, or hold any security, futures contract, option, digital asset, or other financial instrument. References to market behavior or hypothetical decisions are illustrative and may become outdated.

Substantial risk of loss

Trading and investing involve substantial risk of loss and are not suitable for everyone. You may lose some or all of the capital committed, and losses in leveraged products may exceed the amount initially deposited. Market conditions can change rapidly, liquidity may disappear, and technology or execution can fail.

You are solely responsible for your decisions, risk limits, and determining whether any activity is appropriate for you. Consider consulting appropriately qualified independent professionals before making financial decisions. Never trade with funds you cannot afford to lose.

No guarantees

HCG makes no guarantee of profit, success, accuracy, completeness, availability, or any particular outcome. The GOI Model, journaling tools, cohort materials, research, automation concepts, and all other frameworks are subject to uncertainty and error. Past results, if discussed, do not predict future results.

Simulated and hypothetical results

Simulated, paper, backtested, modeled, or hypothetical results have inherent limitations. They do not represent actual trading and may not reflect liquidity constraints, slippage, fees, commissions, latency, market impact, emotional pressure, execution errors, or the ability to withstand losses. They may be designed with the benefit of hindsight. No representation is made that any person will achieve results similar to an example or simulation.

Research and holdings

Public research may be delayed, general, incomplete, or educational. HCG does not use this website to claim current holdings or to provide real-time trade instructions. Contributors may hold views or positions that differ from previously published commentary, and no duty is assumed to update prior material.

Technology and automation

Software may contain errors or experience interruptions. Automation cannot eliminate market risk or user responsibility. Access controls, availability, and permissions for HCG applications are managed separately from this public website. Do not submit brokerage credentials, passwords, or sensitive personal information through public website or community channels.

Adults only

HCG offerings and content are oriented to adults age 18 and older. They are not directed to minors. Access may also be restricted where prohibited by local law.

Professional advice

These disclosures are general website notices. They do not provide legal advice and do not replace advice from qualified counsel or other professionals regarding your particular circumstances.